“Filled out an application, had all my documents I required, money in my hands within 20 mins. ”
Charismaa C. Greenwood Village, CO
The way the Installment Loan Process Functions
Apply at certainly one of our branches that are local.
Once your loan verification documents are evaluated, approval takes mins.
You decide on ways to get your cash: money in hand or packed on your prepaid credit card.
Just How Much You Can Easily Borrow
Installment Loans can be obtained from $100 to $1,000.
Any amount can be borrowed by you as much as your loan restriction. Your loan restriction will be according to:
- Your earnings
- The data you offer in your application for the loan
- Your credit rating with Moneytree
- The details in your customer report given by a customer agency that is reporting
We provide installment loans from $100 as much as $1,000 or 25per cent of the gross month-to-month earnings, whichever is less. You can easily borrow any quantity as much as your loan restriction. Your loan limitation may alter if some of the changes that are above.
Price of financing
Loans are priced between $100 – $1,000
The actual quantity of repayments vary on the basis of the loan quantity, the wide range of repayments as well as the period of the mortgage. Employing a $500 loan having 10percent purchase fee plus 98-day loan term as one example:
98 Day Loan Term
A $500 loan would price $595 which include finance fees of $95, comprising the purchase charge and three installment account managing fees, and it is based on you agreeing to produce seven repayments of $85 due every fourteen days, by having an APR (apr) of 118.25percent. *
*The apr (“APR”) could be the price of your loan expressed being a rate that is yearly. The real APR for your loan might higher or reduced, with respect to the real quantity you borrow along with your real repayment routine.
Just what you shall need to create
- ID and security that is social (or alien enrollment quantity or ITIN)
- Street address & contact telephone number
- Papers to validate the amount and source of one’s earnings
- Start bank account information
Reasons why you should Select Moneytree
Moneytree is just a lender that is direct never ever offers your data.
We are certified because of the State of Colorado workplace associated with the Attorney General.
All of us will inform you in mins just how much you qualify to borrow.
Our Mission would be to surpass your objectives. Search for a Branch today and find out more from a single of your knowledgeable and friendly Tellers.
Questions regarding installment loans? Phone our customer care Team at 1-800-745-1011.
Simply click to look at Test Loan Costs
As a result of limits imposed because of the Military Lending Act, Moneytree will not make loans to “covered borrowers, ” a term which include active duty people associated with armed forces, their spouses and dependents. Discover More.
Is Moneytree certified?
Moneytree, Inc., is certified by the State of Colorado workplace for the Attorney General. Licensing information is available upon demand. Moneytree is registered aided by the government as a cash Services Business (MSB).
Exactly how are my repayment payment dates determined?
Your repayments is going to be due regarding times established within the loan agreement; typically in your paydays or perhaps the calendar day that is following.
Can I make loan repayments on line or by phone?
On Line Repayments
- On line repayments might be made at moneytreeinc.com/payments before 2:45 PM PT in the loan repayment date that is due your debit card.
- Loans planned become compensated by ACH or debit card: Call customer care at 1-800-745-1011 before 2 PM PT regarding the repayment deadline to produce a phone repayment with your debit card.
- Loans planned become compensated in money: Call customer care at 1-800-745-1011 before 11 PM PT in the repayment due date to create a phone repayment making use of your debit card.
Am I able to prepay my loan?
You are able to prepay your loan entirely before the deadline with no prepayment penalty. In a few circumstances, having to pay the mortgage down completely before the readiness date may end up in a rebate for the percentage of the purchase fee and some associated with the month-to-month installment account charge that is handling.
Can I restore or refinance my installment loan?
No. Installment loans aren’t qualified to receive refinancing.
Could I expand my repayment loan date that is due?
To validate or improve your repayment deadline, please get on your Moneytree on the web account. In the event that you don’t have an on-line account, and wish to set one up, please register on line, phone or see any Moneytree Branch or contact our customer support Team at 1-800-745-1011.
How can I repay my installment loan?
Repayment choices differ dependent on your loan contract.
- You might authorize ACH debit repayments, debit card repayments or put up cash repayments at loan origination.
- Create your loan repayment in money, or making use of your debit card, prior to the deposit time regarding the deadline in any Moneytree Branch.
- Create your loan payment online with your debit card.
- Create your loan repayment throughout the phone making use of your debit card.
Wemagine if I default on my loan?
In the event your ACH comes back unpaid, you are charged a $25 cost for every single came back product. You are able to achieve Moneytree’s Payment Center at 1-888-516-6643 to find out more.
On line loans maybe not obtainable in all states. The page for your state of residence for the complete list of available loans, rates and terms, click
Ca: a loan that is payday roughly $17.65 per $100 lent. For instance, a $100 loan due in 2 weeks might have a repayment that is total of $117.65 and it has an APR (apr) of 460.16per cent. * Moneytree, Inc. Is certified because of the Department of company Oversight pursuant to your Ca Deferred Deposit Transaction Law to produce customer loans.
Colorado: the quantity of repayments will be different on the basis of the loan quantity, the true quantity of repayments together with duration of the mortgage. Utilizing a $500 loan having 10percent purchase fee and a 98-day loan term as one example: A $500 loan would cost $595 which include finance fees of $95, composed of the purchase cost and three installment account managing costs, and it is in relation to you agreeing to create seven repayments of $85 due every fourteen days, by having an APR (apr) of 118.25per cent. *
Idaho: a loan that is payday $16.50 per $100 lent. For instance, a $100 loan due in week or two might have an overall total payment of $116.50 and has now an APR (apr) of 430.18percent. *
Nevada: an online payday loan expenses $16.50 per $100 lent. For instance, a $100 loan due in fourteen days might have an overall total payment of $116.50 and has now an APR (apr) of 430.18per cent. *
Washington: a loan that is payday $15 per $100 lent as much as $500, and ten dollars per $100 from the quantity over $500. For instance, a $100 loan due in 2 weeks might have a repayment that is total of $115 and contains an APR (apr) of 391.07per cent. *
Consumer Notices: pay day loans, High-Interest loans and Title Loans must be employed for short-term monetary requirements just and never being a long-lasting solution that is financial. Clients with credit problems should look for credit guidance before getting into any loan deal.
For customer support, be sure to call us at 1-800-745-1011.
*The apr (“APR”) may be the price of your loan expressed as being a rate that is yearly. The real APR for your loan might greater or reduced, with respect to the real quantity you borrow as well as your real payment routine.